With so many people looking for financial assistance and services today, you might want to consider getting a credit card that matches your income and lifestyle. Many credit cards are great tools for managing your finances and making transactions much easier.
One of the many choices that you can make is with the Certo! One Mastercard World credit card. It is one of the many credit cards offered in the Swiss market that offers intricate features and benefits, competitive rates, and many more.
In this article, you will learn more about the Certo One Mastercard World credit card and examine its perks. You will also learn how to apply for the card below.
Key Highlights and Benefits of the Certo! One Mastercard World Credit Card
The Certo! One Mastercard World credit card is designed for a wide array of credit card enthusiasts and allows them to make seamless transactions and enjoy several benefits from using the card.
Check out what you can do with the Certo! One Mastercard World credit card with the help of its features down below.
No Annual Fee
The most common feature you get with credit cards nowadays is that they offer zero annual fees for their cards.
This is a very relieving feature, as it means that you don't truly get the value out of paying for the maintenance of a credit card.
It is also a relief for those very wary of paying an extra fee for nothing. This feature also lets you focus more on paying for other charges and interest rates.
Earn Cashback Reward
With the Certo! With one Mastercard World credit card, you can earn up to 1% cashback with your top three merchants.
At the start of your application, you pick your top three merchants, and you earn 1% cash back for the rest of your life with the card. Any other purchase made with the card in other establishments will also earn you a cashback of 0.33%.
You get to tailor your rewards to where you often use your card, so you can use it as many times as you want and get as much cashback as you like.
Purchase Price Guarantee
The Certo! One Mastercard World credit card ensures that you will always get the best price when you use it for shopping. This allows you to get the best deals and use them to your advantage.
Take note that you can use the card on your chosen top three merchants, and with this feature, you get to shop more, thus enabling you to get even more cash-back rewards.
With no annual fee, cardholders get the most out of this card, which offers a purchase price guarantee.
Interest Rate and Other Charges
The interest rate is one of the most crucial fees to look out for in a credit card. The Certo! One Mastercard World credit card offers 11.95% off purchases and other transactions.
It is a standard rate for many cardholders, but it can also be changed depending on your creditworthiness.
The foreign currency charge will be 1.5% of the total amount. You will also be charged 3.75% of the amount or a minimum of CHF 10 for cash withdrawals made within Switzerland.
Why You Should Choose the Certo! One Mastercard World Credit Card
There are a lot of things to love about the Certo! One Mastercard World credit card aside from being one of Switzerland's most popular credit cards.
The card has the perfect combination of cashback rewards and cost-saving perks that you can take advantage of.
The high cashback rates and the card's wide acceptance in many merchants worldwide make it ideal for both shoppers and travelers.
Additionally, the card guarantees the best deals and prices and offers security features such as zero fraud liability and identity theft protection. What more can you ask for?
Contact Details
For inquiries and assistance, download their mobile banking app and contact customer service through the application. You can also use their customer service hotline at 044 439 54 50 to speak to a representative.
You can check out their main office at Cembra Money Bank Löwenstrasse 52 8001 Zürich, Switzerland.
How to Apply for the Certo! One Mastercard World Credit Card
The entire application process for the Certo! One Mastercard World credit card has been made easier thanks to its online platform.
You can check out more details about the credit card through the official website and apply directly on their portal.
Before you can proceed, you need to prepare certain documents, such as government-issued IDs.
Nevertheless, you can apply online through their website and have the most convenient experience.
Applying Online
Once you have everything sorted out with the documents, apply for the credit card online by filling out the online application form. Provide all the necessary details and ensure you enter the information correctly.
Upload the necessary documents to proceed with the application. Review everything, including the terms and conditions, before you submit your online application.
Receiving Your New Credit Card
After approval, you will receive your new credit card by mail through the address that you have entered during the application. Follow the instructions on the manual that came with your card.
Remember to download the mobile banking application and link the card to your account to activate it. Once you have activated the credit card, you can use it.
Conclusion
The Certo! One Mastercard World credit card is not just a payment tool with a few perks. It also helps you manage your finances, earn rewards, guarantee the best prices, and ensure the security of your information. With its zero annual fee feature, generous cashback, and many more perks, it is easy to choose the Certo! One Mastercard World credit card.
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.
