Many of us want to keep our finances in check, especially those of us who also have to deal with credit card fees. If you’re looking for a credit card that helps you manage your finances better, you should check out Sainsbury’s Bank’s 30 Month Balance Transfer Credit Card.
With this card, you can enjoy up to 30 months of interest-free balance transfers which gives you enough time to pay off your debt without being burdened by a lot of interest payments. You also get to enjoy exclusive rewards and discounts on selected Sainsbury’s products and services when you use the card.
If you’re looking for a way to take control of your money, check out the article down below to discover the benefits and how to apply.
- The Longest Zero Interest on Balance Transfers Ever
- Set Up Automatic Monthly Payments
- Check for Your Eligibility Status
The Longest Zero Interest on Balance Transfers Ever
The Sainsbury’s Bank 30 Month Balance Transfer Credit Card is a great option for people who want to lower their debt. The card offers 0% interest on balance transfers for the first 30 months from the date you opened the account.
This ultimately means that you can transfer your existing credit card debt to this card and you won’t have to worry about paying any interest fees for the next 30 months and will revert to 2.89%.
The card also offers zero interest on purchases for the first 3 months which gives you the perfect opportunity to make those purchases without worrying about paying an extra cost.
After the initial period, the interest rate will revert to 21.95%. This means that after the initial period, you will be charged a 21.95% interest rate on any remaining balance if you have not paid off your balance in full each month.
No Annual Fee No Problem
The Sainsbury’s Bank 30 Month Balance Transfer Credit Card offers no annual fee, as its main focus is to provide customers with a low-cost way to manage their debt by allowing them to transfer balances from other higher interest rate credit cards to this card.
The lack of annual fees on the card makes it a very attractive option for those who are looking for an affordable way to manage their finances.
The card also offers very low fees, making it one of the most valued credit cards in the UK.
Set Up Automatic Monthly Payments
The Sainsbury’s Bank 30 Month Balance Transfer Credit Card helps customers manage their repayments and avoid late fees by setting up an automatic monthly payment plan.
To set this up, all you need to do is to log in to your Sainsbury’s Bank account online or through their mobile app and choose “Manage My Card”.
Tap “Set Up Automatic Payments” and enter the amount that you want to pay each month. Choose how you want the payments to be made and check the details before you submit the request.
Your payment plan will be set up and all of your payments will be taken from your bank account on the specified date each month until your balance is fully paid.
A Variety of Rewards and Offers You Can Benefit From
For those who are looking to gain rewards and other benefits when using their Sainsbury’s Bank 30 Month Balance Transfer Credit Card, the card offers an outstanding rewards system.
Apart from the zero interest rates, you also get up to 15,000 bonus Nectar points when you spend £1,200 or more in the first three months. You also get 1 Nectar point per £1 you spend on Sainsbury’s shopping and fuel and an additional 1 Nectar point per £5 spent on other purchases.
Cardholders are also eligible for free travel insurance when they use a credit card outside of the UK. The card highly encourages you to use it in the first three months now that you can gain a lot of rewards and offers during this time.
Check for Your Eligibility Status
If you are planning on applying for the 30 Month Balance Transfer Credit Card, there are certain requirements that you need to meet to be eligible for the card before you can apply.
The official website provides an eligibility check so you don’t have to do everything yourself. If you’re looking to be approved as fast as possible, you will need to be a UK resident and aged 18 or over with a good credit rating.
You will need to provide documents to prove you have a good credit rating and must have a minimum income of £10,000. You also must have a UK current account with a valid debit card linked to the account.
You must not have had any other Sainsbury’s Bank credit cards in the past year as well as any adverse credit in the past six months.
Learn How to Apply
To apply, head over to the official website and click on Apply. You can also bring all the necessary documents to the nearest branch and talk to a representative. If you want to apply online, make sure that you have all the details so you can submit them immediately.
Review all the information that you have entered and don’t forget to read the terms and conditions before you submit your application. You will need to wait for a couple of business days as they review your application before they send you the card through the post.
If you have further inquiries, you can contact them through their phone number at 08085 40 50 60 if you’re within the UK, and +44 131 549 8040 if you’re outside of the country. You can also visit their main office at 33 Holborn, London EC1N 2HT.
The Sainsbury’s Bank 30 Month Balance Transfer Credit Card is a great way to save more money and manage your finances better. With its low-interest rates and very long zero-interest balance transfer period, you get more leeway when it comes to spending your money and paying your bills.
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.