We're always on the lookout for the best and most competitive credit cards out there. While there are a lot of credit cards that offer a comprehensive set of benefits and features, there is none more so than the American Express Swisscard Cashback Credit Card.
The American Express Swisscard Cashback Credit Card is the best option in the market for those who are looking for high-value cash back rewards and financial flexibility. It is loaded with more benefits and perks than you can ever imagine when it comes to credit cards.
For more information, check out the article below to learn about the American Express Swisscard Cashback Credit Card and how you can apply.
Key Highlights of the American Express Swisscard Cashback Credit Card
The American Express Swisscard Cashback Credit Card is a credit card designed to reward its cardholders with both cashback on their transactions and many other features and perks.
It is packed with so many benefits that you get to discover more as you use the card for almost everything that you need.
Find out what's so great about the American Express Swisscard Cashback Credit Card down below.
Get Cashback Rewards
One of the primary reasons why people get the American Express Swisscard Cashback Credit Card is the cashback rewards. Cardholders get 1% cashback on all of the purchases made through the card.
There is also a welcome offer of up to 5% cashback on the first three months of opening the account up to a maximum amount. The welcome offer helps you earn even more cashback rewards so make sure that you constantly use the card for all of your purchases.
You can then redeem the cashback rewards as a statement credit or payment on your next bill.
Travel Privileges
American Express Swisscard Cashback Credit Cardholders are also entitled to several travel privileges that include travel insurance and many other protection programs.
You will never have to worry about any inconvenience as you travel thanks to the awesome privileges that you have earned through this card.
They also have a 24/7 Global Travel Assistance program that offers assistance in case of any emergencies while traveling.
Zero Annual Fee
Aside from the cashback rewards and travel privileges, cardholders don't have to pay an annual fee for just having the card.
This is one of the most attractive features of the American Express Swisscard Cashback Credit Card which is a smart choice for the company.
It provides its users with a more economical choice especially those that are already too wary about additional charges from just owning a credit card.
Interest Rates and Other Charges
Cardholders can also expect lesser charges when they opt for the American Express Swisscard Cashback Credit Card with its very competitive interest rates and many other charges.
You only get an 11.95% interest rate on purchases every month. Additionally, you get charged a withdrawal fee of 3.75% of the amount with a minimum amount of 5 CHF for cash withdrawals on ATMs within Switzerland.
You'll be charged with the same percentage but an increase of up to 10 CHF for withdrawals made outside of the country.
Options for Payment
While the interest rate might not be the highest in the market, there will still be some people who may encounter difficulties in paying for their credit.
The good thing with the American Express Swisscard Cashback Credit Card is that they also offer financial flexibility by allowing cardholders to pay a minimum amount or charge a very low fee for the unpaid balance.
Is the American Express Swisscard Cashback Credit Card the Right Card For You?
If you are looking for a simple yet highly competitive credit card that offers cashback rewards, the American Express Swisscard Cashback Credit Card is the perfect card for you.
You don't have to look for any other credit cards in Switzerland that offer a good amount of perks and benefits.
Cardholders won't even be charged an annual fee and with their digital services alongside flexible financial options, you are surely well taken care of with this credit card.
Contact Details
If you have further inquiries or you require assistance with your card, you can call their customer service hotline at +41 44 659 64 44.
You can also visit their main office located at Swisscard AECS GmbH. JSOB1 Postfach 227. CH-8810 Horgen, Switzerland.
Applying for the American Express Swisscard Cashback Credit Card
When it comes to applying for the American Express Swisscard Cashback Credit Card, all you need to do is follow the very simple steps for online application.
You don't need to have a very long and complicated application process just to get your hands on this amazing credit card.
Submitting an Online Application
First, you need to head over to the official website and click on Apply Now. Fill out the online application form with your details.
Make sure that you enter the correct and updated information on the application form before you submit it for review.
Any spelling errors will delay the review process and could even lead to a cancellation of your application. If you have any promo code, you can enter it as well.
Uploading Your Documents
You will also need to have digital copies of several documents including your IDs for submission. Upload them on the website or you can take photos of your documents and then upload them to the website.
Make sure that you take photos of the front and back of the documents and ensure that the dates are clear. Review the terms and conditions of the card before you submit the documents for review.
Verification
After submitting your application, you will receive a video call from them shortly after. This will just be a standard procedure to check if you are indeed the owner of the documents and the applicant.
The live agent will confirm all of your details and assist you in submitting your documents for processing. You will then need to provide them with a digital signature before you proceed.
Checking Your Email for Approval
After some time, you will receive an email update from them regarding your application.
It will take a week before the card is delivered to your address once you are approved for the credit card.
Conclusion
Applying for the American Express Swisscard Cashback Credit Card is very quick and easy. You don't even have to go to any nearby branch to apply for the card as the application can be done online. Experience the best financial option with highly competitive rates and benefits with the American Express Swisscard Cashback Credit Card.
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.
