Many people might think that paying an annual membership fee for credit cards does not have any benefit. But the American Express Platinum credit card, and its annual membership fee, unlock a myriad of benefits and perks that make your life more convenient and even more luxurious. Experience a little bit of the luxury life with this card.
For residents of Germany, the American Express Platinum credit card offers benefits especially within Germany as well as around the world. The card offers tons of benefits that you can use in these countries such as airport lounge access, dining and shopping perks, yearly credit to spend on gifts, and a lot more.
To those who are interested in getting the American Express credit card: apply now and experience the luxury.
Benefits of the American Express Credit Card in Germany
Using the American Express Platinum credit card has a lot of benefits. You get free access to more than 1,300 airport lounges all over the world through the American Express Global Lounge Collection.
The lounge access perk also includes free entrance for one guest. Valet parking is discounted at eight major German airports and you’ll get $200 a year for Uber.
Speaking of yearly exclusive perks, cardholders can expect to receive $200 to spend on online travel offers like rental cars, hotels, and flights.
You’ll also get a free late checkout as late as 4 PM at more than 1,000 hotels all over the world.
Travel and Insurance Benefits for Your Safety
With all the travel benefits you get from using the American Express Platinum credit card, you have eight different travel insurance options included with the card. You also have free personal 24-hour phone support for emergencies especially when you’re traveling.
Cardholders also have free global travel information and support services which can be very useful during visa regulation as well as when you need referrals to hospitals and doctors in Germany.
You also have $200 a year for airline incidental fees which reimburses you for things like checked bag fees and in-flight refreshments but does not include airfare or upgrades. You can also speed through airport security with the use of this card.
Get Even More Perks With the American Express Credit Card
With the American Express Platinum credit card, you gain access to even more perks that you can enjoy such as the $240 digital entertainment credit where you can choose from a wide array of streaming services to subscribe using this credit.
You’ll also have a $300 Equinox credit that you can receive when you are subscribed to Equinox+ and other Equinox club memberships.
Unlock global dining reservations when you use the credit card to your Resy profile on the Resy app and you can get exclusive tables and get exclusive access to events.
Earning Reward Points and Reward Redemption
The American Express Platinum credit card lets you earn 80,000 Membership Rewards Points after spending $6,000 on purchases using the card for the first 6 months of your membership.
Cardholders can earn 5x the Membership Rewards Points for flight bookings made directly with airlines or through the American Express Travel program as well as 5X Membership Rewards Points for hotel bookings using the card.
You get 1 point per dollar spent on all other transactions. Membership Rewards points can then be redeemed for travel and gift cards at the official website.
Interest Rate and Other Fees
The American Express Platinum credit card has a $695 annual fee that lets you unlock all the features mentioned above.
The card comes with an APR rate of 20.99% to 28.99% depending on your creditworthiness. There’s also a variable APR of 29.99% for cash advances.
There are no balance transfer fees or foreign transaction fees so you can use the card in Germany and many other countries outside of the US.
If you have further inquiries, you can call them at their customer service hotline using the numbers 1-800-528-4800. A customer service representative will be able to assist you with your concerns.
If you wish to apply for the card by phone, you can call 1-888-297-1244, and if you need to check your application status, call them at 1-877-239-3491.
You may also mail them through the address American Express, P.O. Box 981535, El Paso, TX 79998-1535. Their main office is located at 200 Vesey Street New York, NY 10285.
Applying for an American Express Credit Card in Germany
While there is no official list of requirements for you to qualify for the American Express Platinum credit card, it is safe to say that you should have an excellent credit score to increase your odds of getting approved.
Aside from your credit score, the provider may require you to have proof of identity, proof of income, and proof of residence as you need to be a resident of the United States and must be 18 years old and above to apply for the card.
The Application Process
There are several ways for you to apply for the card. You can head over to the official American Express website, select the Platinum card, and click on “Apply”. You will be taken to the application section to fill out the application form with your personal information.
Review the information and terms and conditions before you submit. Another way to apply is through the phone where you can call them at 1-888-297-1244 and be assisted by a representative.
You can also visit any American Express branch near you and apply for a card. Just make sure that you bring all the necessary documents with you during the application.
Managing Your American Express Credit Card in Germany
The American Express Platinum credit card can be used anywhere abroad, in any currency, as it does not have a foreign transaction fee.
This can help you save money while also letting you enjoy all the benefits and earn reward points.
Make sure to download and properly utilize the American Express app, Amex Deutschland, to easily pay your monthly dues. This will make it a lot easier, faster, and more convenient for you to pay for your debt so you get to pay on time.
You can also monitor your transactions and manage your expenses with the help of the mobile app.
Tips for Responsible Credit Card Usage
While the American Express Platinum credit card might not be for everyone, you are still required to maintain a good credit score when using the card.
This will help you avoid high fees and help you optimize using the card in foreign countries. Avoid excessive debt and overspending while you’re away as this can pose a problem when your monthly bill arrives.
Make sure that your credit card information is always secured to protect yourself from fraud and other suspicious activities.
If you’re a regular traveler from Germany, make good use of the American Express Platinum credit card and unlock all the wonderful perks and features of the card. Apply for one today and discover the amazing benefits that this card offers.
Note: All credit cards carry a financial risk. Be sure to read the provider’s terms and conditions associated with the card when applying.